Tuesday 30 September 2014

Road Rage, Distracted Driving Common Among Daily Commuters

A surprising poll recently conducted by Harris Interactive for the job-posting and career advice website CareerBuilder.com provided some interesting insight into American drivers and their habits behind the wheel. Not so surprisingly, the results showed that as a whole, drivers in the U.S. are an angry and distracted bunch.

The poll, conducted between May 14 and June 4 of this year, surveyed almost 3,900 motorists about their commutes to and from work. Of those polled, the vast majority (83%) drove to work each day as opposed to using public transportation. The poll excluded those who were self-employed or employed in government jobs.

According to Rosemary Haefner, Vice President of Human Resources at CareerBuilder.com, road rage is most associated with running late and dealing with long, far commutes. In total, 58% of all drivers said they experienced road rage during their commutes to and from work. This doesn't mean drivers with short commutes were immune to road rage, though, just that they were less likely to experience it. In fact, only 37% of drivers with a commute of five minutes or less experienced road rage, while 54% of those with commutes of 10 minutes or less admitted to experiencing road rage.

As surprising as it may seem, 61% of all women surveyed admitted that they experienced road rage at some point while making their daily commute, while only 56% of men admitted to losing their head behind the wheel. Regardless of gender, younger drivers are more prone to road rage than older ones, adhering to the stereotype that the older you get, the more you mellow-out. Approximately 68% of those surveyed between the ages of 25 and 34 years old said they experience road rage, while only 47% of those 55 and above admitted the same.

The weather also factored into a driver's likelihood of experiencing road rage. Nearly 17% of those surveyed said that when the temperatures go up in the summer, they experience road rage less. Only 10% claimed that the added heat of the summer months fueled their fury behind the wheel.

While a significant amount of Americans seem to struggle with anger issues during their commutes, the upside came from the fact that only 9% had actually been involved in to a fight with another driver.

Beyond angry driving, almost one in four commuters (24%) has been in an accident while on their way to work, while just under a third (30%) admitted to texting and driving while on their way to work. All in all, to keep your vehicle out of harm's way, keep calm and focus on driving while commuting — and watch out for those who don't.

The post Road Rage, Distracted Driving Common Among Daily Commuters appeared first on CarInsuranceQuotes.net.

private van insurance cheap van insurance uk courier van insurance best van insurance van insurance quotes online

How Rental Car Companies Relate to Car Insurance

If you want to rent a car and make sure you already have the means to insure it, this is something important to keep in mind as you talk to salespersons that do business in car rentals. Rental agencies offer you waivers, which are their form of insurance, to cover for at least two liabilities [...]

van insurance uk temporary van insurance cheap van insurance quotes cheapest van insurance short term van insurance

The end of tax-free lunches?

Employer-provided lunches could soon show up as added income in workers' paychecks if the IRS follows through on plans to evaluate this workplace perk.

cheap van insurance quote cheap van insurance online Click here for more.. How to get cheap van insurance quotes Read more here..

Monday 29 September 2014

Autonet Insurance shortlisted for Insurance Technology Awards

Van specialist Autonet Insurance reach finals once again

Staffordshire based insurance broker Autonet Insurance has been successfully shortlisted for the Insurance Technology Awards 2013, reaching the final of the ‘Customer Experience Award’ category.

Spring this year saw Autonet Insurance launch their new ‘live chat’ service which enables customers to contact the broker online in a live environment. Having recently won the ‘Best use of Technology’ award at the Midlands Contact Centre Forum, Autonet were pleased to announce they had been nominated again for another technology award due to the success of the ‘live chat’ system to date.

Headset

This newly formed award ceremony will acknowledge a variety of different aspects of technology that have had a direct influence to the insurance industry, proving a stage for companies throughout the UK to boast innovative ideas and projects surrounding their IT functions.    


The judging panel will consist of many influential figures with a broad background knowledge of both the technology, and insurance sectors during the course of the evening.  

The winner will have to demonstrate how the adoption of a new development or innovation has helped their client base within the insurance industry over the last 12 months. So far, Autonet has received an abundance of positive feedback from both their customers and insurance advisors on the use of the system. It enables people to safely and securely send documentation to the broker at a click of a button as well as asking any questions they may have regarding their insurance policies.

Managing Director, Ian Donaldson commented: “This has been a fantastic year so far for Autonet. We have already won 3 awards and to be shortlisted for the Insurance Technology Awards is an absolute honour. We are very proud of our new live chat service which gives our customers another avenue to contact us. Having already won an award for this service, to be nominated again is a true reflection of how well it is performing.”

The winner will be announced at the Royal Garden Hotel in London on the 28th November.



temporary van insurance cheap van insurance quotes cheapest van insurance short term van insurance van insurance quotes

Hair Salon Oakbrook Terrace IL, Keratin Treatment Oakbrook Terrace IL, Special Occasion Hair Style


Beauty & Hair Artistry, Chicago land’s finest hair solon with professional beauty artists passionate about quality of service. Specialize in haircuts, hair color, retexturing, specialty treatment services, and more.

cheap commercial van insurance van insurance any driver van insurance companies one day van insurance van insurance groups

5 Costliest Traffic Violations for Car Insurance

Getting a traffic ticket will cost you money, but how much will depend on the violation. The worse the violation, the more your car insurance costs may rise because it’s more likely you’ll be considered a bigger risk to the insurer.  Courts will often require drivers with these violations to obtain SR-22 insurance to remove their license from suspension.  It’s difficult to say how much insurance premiums will rise per violation because different insurance companies have different methods of calculating premium.

With the help of experts, including J. Robert Hunter, insurance director for the Washington, D.C.-based Consumer Federation of America, we now identify what are considered the five worst traffic violations for your insurance bills.

1. Driving While Impaired / Under the Influence Estimated premium increase: 25 percent Call it DWI or DUI, a drunken driving violation will hike your insurance costs more than any other, likely as much as 25 percent, says Hunter, a former Texas insurance commissioner. Your insurance company might give you a “pass” on some traffic tickets, especially if it’s your first time, but not on drunken driving, he says. A drunken driving violation will require drivers to purchase auto insurance with an SR22 filing, which can be expensive with larger insurance companies.  Drivers with a DUI violation are advised to consult an insurance agent that specializes in SR22 insurance to find the best rate and coverage. 2. Reckless Driving Estimated premium increase: 15 percent to 20 percent Reckless driving is right up there with drunken driving as one of the biggest offenses that will guarantee a hike in your insurance costs. A precise definition of reckless driving varies from state to state. However, it generally means that you intentionally ignore the safety of other people or property. Violations can bring stiff penalties, including jail time. While speeding certainly may be a factor, you can be reckless without pushing pedal to the metal, according to NHTSA. At least one state, Virginia, is considering categorizing texting while driving as a form of reckless driving. 3. Speeding Estimated premium increase: 10 percent As with repeat drunken driving violations, multiple speeding tickets will bring you increasing insurance costs. Get enough of them, and you can bet your insurance will be canceled, say the experts. Insurers initially may waive one speeding ticket if it’s within 10 mph over the limit, Hunter says. Some states won’t even record the ticket if you take a safe-driving class. But if your insurer doesn’t want to cut you any slack, or you were far over the limit, speeding can raise your car insurance premium by about 10 percent, according to Hunter’s research. Chronic lead-foots also pay higher traffic fines with each ticket — up to $2,000 or more, depending on the state. And some states impose jail time. NHTSA estimates that speeding is involved in more than 30 percent of all fatal crashes — and costs the economy more than $40 billion a year. 4. Running a Red Light Estimated premium increase: 10 percent You break the law when you intentionally go through an intersection after its traffic signal turns red or roll through a right-turn-on-red without stopping.  Expect up to a 10 percent increase for running a red light. If you have a tendency to breeze through red lights, your insurance premiums are probably high already. Red-light runners often have a history of accidents, DUIs, speeding and other violations, according to the Insurance Institute for Highway Safety. Drivers who run a red light and cause a deadly accident are more likely to be drunk, speeding or driving without a valid license at the time. In urban areas, the most common type of collision involves drivers ignoring traffic controls, including red lights. The institute says people are hurt in nearly 4 out of 10 of those accidents. 5.  Driving Without a Valid License Estimated premium increase: 10 percent Getting behind the wheel without a valid driver’s license is a serious offense that could mean an extended suspension or even a permanent revocation of your license. A traffic ticket for driving without a license can bring a 10 percent increase in your car insurance premium — on top of whatever rate hikes you’ve already seen for the underlying violations that caused the suspension, Hunter says.  According to the NHTSA, one study in California found tthat drivers with suspended or revoked licenses were involved in fatal crashes nearly four times more often than the average driver.   Information source: www.bankrate.com    

Why you need new quotes Read on to find out more.. Related content.. Similar articles.. Read more..

Sunday 28 September 2014

New Yellow Light Study Aims at Improving Current Systems

According to a recent article published by the Insurance Journal, Hesham Rakha, the director of the Center for Sustainable Mobility at the Virginia Tech Transportation Institute, hopes to change the way yellow light systems work across the country.

Rakha and his team at Virginia Tech have been studying drivers' behavior and reactions as they approach yellow lights since 2005. Their goal is to determine signal times for intersections that are safer than those currently in use, while still keeping those signals efficient and practical to use.

According to Rakha, if yellow light timing is not set correctly set at an intersection, a "dilemma zone" is created. Rakha's so-called dilemma zone occurs when the driver approaching an intersection can neither stop in time before entering an intersection, nor can they safely make it through before the light turns red. In this situation, drivers who try to implement an emergency stop increase their risk of a rear- end collision, but if they decide to go through the intersection, a collision with side street traffic could occur. The choice can be a risky gamble. The research Rakha conducted found that while only 1.4% of drivers actually cross the stop line after the light turns red, more than 20% of traffic fatalities in the U.S. occur at intersections.

According to the article, current yellow light times are set for 4.2 seconds on a 45 mph road. Rakha explains that timings are based on the assumptions that drivers require one second to perceive and react to the change in signal, and that drivers requires 3.2 seconds to stop from 45 mph at a comfortable deceleration level of 10 feet per second squared.

To test this, Rakha used Virginia's Smart Road, located at the Virginia Tech Transportation Institute. The road has signals that allow the researchers to change the length of the red, yellow, and green lights. This let Rakha and his team study driver behavior by changing the signal when a test driver is a certain distance from the intersection. The research revealed that 43% of drivers who crossed the stop line during a yellow light duration were not able to clear the intersection before the light turned red.

Rakha's research also determined that the perception-reaction times were slightly longer than one second, but that driver deceleration levels are significantly higher than the deceleration level assumed for traffic signal design. However, if road conditions are poor, drivers react 15% slower because they are processing more information, which reduces deceleration by 8%. To remedy this, the intersection would require a longer yellow light interval.

Rakha and his team developed a procedure to compute and change yellow light interval duration that can account for drives being caught in the dilemma zone. The team created tables for light vehicles at various speeds for dry and wet roads to enable traffic planners to set traffic signals that can be adjusted to road surface and weather conditions. They also created tables for driving characteristics for different age groups, since studies showed that elderly drivers were not able to react to changing signals as quickly as younger drivers were.

Beyond their tables, Rakha and his team are moving on to development of caution lights that can hopefully be used on existing traffic signal structures. These warning lights will alert drivers when a green light is about to change to yellow. This would provide drivers with longer times to react. The team also hopes to take this a step further by implementing vehicle-to-vehicle and infrastructure-to-vehicle communication that can create a warning visible on a vehicle's in-car display, which can be customized to each driver's reaction time. The goal is to provide a four- or five-second warning when approaching an intersection.

The post New Yellow Light Study Aims at Improving Current Systems appeared first on CarInsuranceQuotes.net.

modified van insurance car van insurance monthly van insurance pay as you go van insurance fleet van insurance

Is downsizing right for you?

Empty nesters and seniors facing the decision of whether to downsize have a few options.

1 week van insurance van insurance young drivers cheapest temporary van insurance van insurance short term chip van insurance

4 risky places for seniors to swipe a debit card

Debit cards can help seniors avoid carrying cash, but can they dodge these pitfalls?

hastings van insurance mercedes van insurance camper van insurance quotes vw van insurance short term van insurance uk

Saturday 27 September 2014

Tata Steel fined £500k over death

A steel company has been fined £500,000 over the death of a worker who fell into hot liquid waste in Port Talbot.

Click here now.. Why you need new quotes Read on to find out more.. Related content.. Similar articles..

cheap commercial van insurance Commercial van insurance comparison commercial van insurance quote commercial van insurance uk commercial van insurance quote uk

The Most Significant European Cars Bound for the U.S. Market at the Paris Auto Show

BMW Group

While auto shows are constantly happening almost year-round an all around the world, there are a few that truly stand out, such as the Paris Auto Show, which runs from Sept. 29 – Oct. 14. As is the case with most significant car shows oversees, most of the models featured are, unfortunately, not for sale in the U.S. However, this year’s show offers a significant number of cars that could have huge potential for their respective manufacturers here in the states. Here are four such models making their auto show debuts in Paris:

BMW Concept Active Tourer

No, your eyes aren’t deceiving you. The image you see at the top of this post is in fact a BMW. The Concept Active Tourer will provide competition for Mercedes-Benz’s B-Class EV in the upscale, but efficient and utilitarian market. Both cars are aimed at buyers looking for a small, eco-friendly car that can comfortably fit four adults, all while providing more luxurious appointments than typical hybrids and EVs. Shockingly, the car also breaks with BMW tradition of powering the rear wheels by instead sending power from the car’s diminutive 1.5 liter 3-cylinder engine to the front wheels, while a synchronous electric motor powers the rear wheels. The electric motor can run without assistance from the internal combustion engine for almost 20 miles before its lithium-ion battery depletes. The battery can be recharged with a standard household 220-volt outlet.

Jaguar F-Type

The Jaguar F-Type marks a significant milestone for the British marquee brand. The all-new F-Type will be the first true convertible sports car the company has offered in, well, ages. The car is aimed at splitting the upscale, small sports convertible/coupe market between cars like the BMW Z4 and Porsche Boxter, and more expensive models like the Porsche 911 and Aston Martin Vantage. The all-aluminum chassis will come strictly as a two-seater, and will be available with a 3.0-liter supercharged V6 that pumps out 380 hp and 339 lb-ft. of torque, or a 5.0-liter V8 with a staggering output of 495 hp and 460 lb-ft. of torque. Surprisingly, the vehicle will only be offered with a ZF eight speed automatic transmission (with paddles at least). However, Autoblog.com suspects that a six-speed manual will be offered by the next model year, possibly on an even hotter R model.

2013 Range Rover

Despite the tight economic conditions still looming in the U.S., those who have the income to fork over big bucks for massive, luxo-SUVs continue to do so. For this reason, Land Rover’s new Ranger Rover needs to maintain its success on this side of the Atlantic. The previous model, which debuted in 2002, was a smash hit, and judging from the tweaked, yet familiar styling cues of the upcoming 2013 model, Land Rover doesn’t want to mess with success. While the 2013 model may look like only a sleeker version of the model it replaces from its profile, a substantially redesigned front head draws styling cues from the company’s radical Evoque, as well as a completely restyled interior. Like most manufacturers, even Land Rover is focused on improving efficiency, as the new chassis loses 700 lbs. thanks to an all-aluminum unibody structure.

2013 Volkswagen Golf

While it may not be as intriguing as the more expensive, luxurious, and sporty offerings mentioned above, the new Golf is certainly the most significant in terms of potential sales figures. The small, sporty-yet-practical hatch has been a hit for 20-something-year-old buyers in the states for decades, and VW needs a strong sales performance from the car in the U.S. to keep up with the company’s goals of being the world’s largest manufacturer, as well as the best in a tough economic climate. The new Golf features a complete redesign and an all-new platform that uses lightweight, high-strength steel. The new steel structure makes the car 220 lbs. lighter than the model it replaces, while growing a half-inch in width, and 2.3 inches in length. Expect the U.S. version to phase out the aging 2.5-liter five cylinder engine in favor of a new 1.8-liter turbo-four as well, along with a turbodiesel variant.

The post The Most Significant European Cars Bound for the U.S. Market at the Paris Auto Show appeared first on CarInsuranceQuotes.net.

van insurance any driver over 25 compare market van insurance young driver van insurance van insurance for a day specialist van insurance

Autonet Insurance shortlisted for Insurance Technology Awards

Van specialist Autonet Insurance reach finals once again

Staffordshire based insurance broker Autonet Insurance has been successfully shortlisted for the Insurance Technology Awards 2013, reaching the final of the ‘Customer Experience Award’ category.

Spring this year saw Autonet Insurance launch their new ‘live chat’ service which enables customers to contact the broker online in a live environment. Having recently won the ‘Best use of Technology’ award at the Midlands Contact Centre Forum, Autonet were pleased to announce they had been nominated again for another technology award due to the success of the ‘live chat’ system to date.

Headset

This newly formed award ceremony will acknowledge a variety of different aspects of technology that have had a direct influence to the insurance industry, proving a stage for companies throughout the UK to boast innovative ideas and projects surrounding their IT functions.    


The judging panel will consist of many influential figures with a broad background knowledge of both the technology, and insurance sectors during the course of the evening.  

The winner will have to demonstrate how the adoption of a new development or innovation has helped their client base within the insurance industry over the last 12 months. So far, Autonet has received an abundance of positive feedback from both their customers and insurance advisors on the use of the system. It enables people to safely and securely send documentation to the broker at a click of a button as well as asking any questions they may have regarding their insurance policies.

Managing Director, Ian Donaldson commented: “This has been a fantastic year so far for Autonet. We have already won 3 awards and to be shortlisted for the Insurance Technology Awards is an absolute honour. We are very proud of our new live chat service which gives our customers another avenue to contact us. Having already won an award for this service, to be nominated again is a true reflection of how well it is performing.”

The winner will be announced at the Royal Garden Hotel in London on the 28th November.



commercial van insurance cheap van insurance quote cheap van insurance online Click here for more.. How to get cheap van insurance quotes

Thursday 25 September 2014

Iraq loses U.S. appeal in U.N. oil-for-food lawsuit

Circuit Court of Appeals said Iraq's government could not recoup damages under a U.S. Circuit Judge Amalya Kearse said the allegations "paint a sorry portrait of a greedy and ruthless government colluding with venal individuals and business firms to divert funds intended for the benefit of a suffering population, and using those funds to cement political power."

cheap short term van insurance e van insurance telephone number 24 hour van insurance european van insurance trade van insurance

Tips On How To Limit The Losses On Your Van With A Van Insurance Cover

The main essence of a vehicle insurance policies are to protect against any kind of unforeseen disasters or incidents such as theft, accidents or fire. As a result, if perhaps your motor vehicle gets involved in an accident and gets damaged, your van policy protects it and it’s going to be repaired back to it’s original state. Realistically, car insurance policy is a massive relief for both vans and other automobile owners. Some individuals have this perception that van insurance is pretty expensive and therefore get frightened insuring their vehicles therefore breaking the law. Presently, getting cheap van insurance deal can be extremely very easy if you follow a few guidelines. – http://www.cheapestvaninsurance.org/

A few of the criteria needed for securing a cheap van insurance are: ensuring that you have not claimed from your previous policy for up to 5 years or more; making sure that your van is always packed in a secured garage at night. It is a common belief that only commercial vans needs to be insured but this is not the case rather non-commercial van insurance is important for everyone who drives a van whether for commercial purpose or non commercial purpose.

Extra insurance coverage could be needed for those that use their vans consistently on a daily basis. For individuals and small corporations, vehicles are one of the easiest choice for the moving of products as well as services. Vans have become very depended upon by people and corporations nowadays. In the event that these vans get damaged, then it adversely affects the whole business entirely as movement of goods and services are restricted. In such an ideal situation, that’s where van insurance policy comes in, they would reimburse expenses and losses derived as a result of the damages in addition to getting the vehicle back on the road.

So that the policy holder can be rest assured of not suffering further financial consequences. Before obtaining your van insurance quotes online, always ensure you determine the appropriate cover that meets your requirements and suitability. Whether comprehensive, third party fire and theft or just third party only, paying for a cover you don’t really need would end up costing you more money. Basically, if your premium is less than 10 times your six months comprehensive insurance then you might not need to take out the policy because your van might not be worth taking out the comprehensive cover on.

Some individuals feel they can select a different cover in order to have a cheaper premium but use their vans for a purpose contrary to the purpose they have stated with their insurers, These is very unwise as such acts can invalidate one’s policy. Van insurance brings with it considerable amount of benefits and rest of mind as well against any future eventualities. To help business owners and sole proprietors carry on with their businesses when their vehicle is off road due to an accident, most insurance companies always provide courtesy vehicles for their policy holders.

Business owners most especially benefit from this huge benefit especially those that cannot do without their vans on a daily basis. The insurance of vans includes two major covers that includes comprehensive cover and third party fire and theft. Collision or third party fire and theft entails cover for third party vehicles that are involved with yours in an accident and also covers your vehicles against fire and theft. This coverage is offered mainly for collision with other third party vehicles in an event of any collision whatsoever.

However, in the event of any natural disasters like flood, hail, thunder storms earth quakes and so on then comprehensive cover is the most ideal policy to undertake for your vehicle. A lot of superb advice exists that can help lower the amount of insurance premium billed by insurance firms.

Below are a number of ways to obtain a cheap van insurance-

(I) if you are a good driver, then you can increase your deductible amount and also avoiding any claims in order to lower down your premium.

(II) Installing car alarms and immobilisers do prevent car theft and burglary to a certain extent that the insurance companies are willing to credit you for installing them on your vehicle. Security systems are very effective for deterring break ins and theft and insurance companies give discounts by reducing premiums on vehicles that have installed security systems.

(III) Another great way of acquiring cheap van insurance is by just doing your research other van insurance websites to obtain the cheapest quotes for your needs. Comparing various insurance quotes would help you unveil numerous quotes you never knew existed before.

http://www.cheapestvaninsurance.org/short-term-van-insurance.html

http://www.cheapestvaninsurance.org/one-day-van-insurance.html

http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html

cheap van insurance quote cheap van insurance online Click here for more.. How to get cheap van insurance quotes Read more here..

Save money for all your purchase on moserbaer using moserbaer coupon codes & discount vouchers


Get Moserbaer Coupons, coupon codes and promo Codes. We offer you an extensive savings with Moserbaer Coupons. Hurry up for latest discounts! http://www.maddycoupons.in/stores/moserbaer-coupons/

van insurance cheap temporary van insurance cover temporary van insurance uk compare van insurance quotes day van insurance

Wednesday 24 September 2014

Real tax trouble for RHONJ stars

Things are getting real for Real Housewives of NJ reality TV stars Teresa and Joe Giudice. They could be going to federal jail for, in part, tax evasion charges.

pay as you go van insurance fleet van insurance van insurance quotes uk commercial van insurance quote uk classic van insurance

3 Quick Ways to Lower Your Van Insurance Quotes And Premium

Many organizations today cannot do without the use of their vans in their daily business operations.  A current and valid insurance policy is a must have for all vehicles including vans irrespective of their shape, sizes and purpose of use.

Due to the expensive nature of certain insurance policies, a huge majority of small businesses now under insure their vans in order to save money on their policies. Finding an inexpensive van insurance premium can most times become a daunting task if you do not know how and where to find it- below are great tips you can adopt when searching for low- cost van insurance premium for your business- http://www.cheapestvaninsurance.org/

If you're looking to renew the current policy or wanting to buy a new one, you can increase your chances of finding a cheaper premium by conducting research that would help you unveil the cheapest and best quote for you or your business.  The way we search for information has been significantly changed by the development of the internet, as such, it provides the perfect starting point for any van insurance query you might want to conduct.

Take Time Out To Begin Your Research Online

Typically, not a lot of individuals and businesses posses the time and patience to be calling insurers one by one to obtain quotes with the view of saving money on their premium. Using the services of a van insurance comparison website is an ideal way of saving you time and money because they compare quotes from dozens of van insurance companies to bring you the cheapest quotes. Upon filling a form on the comparison site, your details and information is then passed unto other insurers who will then provide their quotes based on your requirements within minutes.

Typically, not all quotes offered by these insurers will meet your budget expectations, but there are other insurance companies that will give you some of the best market rate at comprehensively reduced price. Upon settling for your chosen quote and insurer, endeavor to give the insurer a quick call to discuss and confirm the details of your chosen quote before buying your policy online.

Calling the insurer after settling for your chosen quote to see whether they can reduce it further is the best way to obtain the best deal possible.  This way, you could also comprehend whats contained within the policy itself- it's like hitting two birds with one stone. From the new details you've given, the insurers should be able to give you an adjested and final premium based on the new piece of information you've given. http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html

Call Up Your New Insurers To Discuss The Policy

In comparison to all other coverage for homes, cars, travel and health insurance, the van insurance is more of a specialist type. Apparently, not all insurance companies are able to returns quotes for specialists type of cover like for van insurance . Most times motorists just prefer to take the easiest option by settling for what they've been used to, in particular, things they've been familiar with in the past . Nonetheless, if you're serious about obtaining cheaper premiums you might just want to go deeper.

Being contented with your current premium does not really stop you from shopping around and obtaining a cheaper quote elsewhere. Whatever means you decide on using for finding cheap van insurance quotes, whether through comparison websites or contacting insurers directly, obtaining cheap quotes couldn't be any easier.

Obtaining a cheap quote from one insurance company is often a good way to get other prospective insurers to beat their lowest quote from a competitor. These insurers are under no pressure to change their quotation, some might not even consider changing it, it simply establishes a medium of at least communication with the added chance of reducing your premium even further without amending your policy.

Refining Your Van Insurance

Now, you should be in a better position to figure out important add-on and non vital stuffs within your policy in order to settle for the best possible premium available. For instance, there might be additional add-on included in your policy that includes: European coverage, third party injury protection cover, legal expenses cover and many more- no need including them in your policy if you don't need them.

A policy thoroughly examined to strip of any unwanted extras and left with only the primary cover and protection needed. Increasing your level of excess to an unscrupulous amount can be tempting, but always remember that should you be involved in an accident your insurers would request that you pay up the entire amount before your vehicle can be repaired. Don't be surprised at how much you would be saving upon disregarding the optional extras.

Lessons to be learned here is that to get a cheap van insurance premium, you'll have to be prepared to fold your sleeves and dig dirty. Irrespective of you conducting researches that involves you calling your prospective insurer or getting quotes from numerous insurers, there are many different choices you could make to get you the right outcome.

More resources: http://www.cheapestvaninsurance.org/one-day-van-insurance.html, cheapestvaninsurance.org/short-term-van-insurance, http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html

vw camper van insurance van insurance cheap temporary van insurance cover temporary van insurance uk compare van insurance quotes

Budget winter sunshine breaks revealed by KAYAK

Budget winter sunshine breaks revealed by KAYAK

When to obtain new quotes Click here now.. Why you need new quotes Read on to find out more.. Related content..

cheap van insurance for convicted drivers temporary van insurance under 21 evan van insurance commercial van insurance any driver non commercial van insurance

Tuesday 23 September 2014

World’s scariest footpath set to re-open

World’s scariest footpath set to re-open

top 10 van insurance car and van insurance combined van insurance for convicted drivers refrigerated van insurance cheap 1 day van insurance

Budget winter sunshine breaks revealed by KAYAK

Budget winter sunshine breaks revealed by KAYAK

When to obtain new quotes Click here now.. Why you need new quotes Read on to find out more.. Related content..

cheap commercial van insurance Commercial van insurance comparison commercial van insurance quote commercial van insurance uk commercial van insurance quote uk

3 Smart Motorists Tricks For Paying Cheaper Premiums Every Year

Many businesses today can attribute their huge success to the everyday use of th (Read more …)

Click here now.. Why you need new quotes Read on to find out more.. Related content.. Similar articles..

Read more.. Related posts.. Similar posts.. More sites on related content.. Click here for more..

bedford van insurance compare van insurance prices cheap courier van insurance van insurance groups list white van insurance

Monday 22 September 2014

Sunday 21 September 2014

5 Tips to Get the Most for your Dollar at a Year-End Car Sale

sale

The week after Christmas, dealerships begin liquidating inventory to make way for the new models that will fill the lots during the new year. Dealerships pay a pretty penny to advertise these year-end events, so now more than ever, salesmen are prepared to turn visits into transactions. With the opportunity to make many different sales, the sales team has less pressure to keep ticket prices high, leaving consumers more room to haggle. Traditionally, December 27 through New Year’s Eve are the best days for consumers to secure a discount on a new car, but shopping at the end of the year comes with its own unique hurdles.

1. Be prepared for a little give and take

Year-end discounts actually begin during September, but vehicle discounts, like fine wines, only get better as the products age. For the savvy consumer, waiting until the end of the year can reap the biggest financial savings, but you must also be prepared to select from a limited inventory. Like many post-holiday clearance sales, the selection is likely to be a sparse collection of unpopular items, and in the case of vehicles, this means quirky paint jobs and fewer bells and whistles. For the consumer who is prepared for a little give and take, year-end sales can be ideal savings events.

2. Consider models that will become outdated in the new year

Although all vehicles undergo minor upgrades with the new year, major upgrades are made every four to five years. Models that are outdated with the New Year will be sold at larger discounts to make way for the upgraded models. Researching which models are receiving major upgrades can better prepare consumers to find a high-quality vehicle at a year-end sale, as opposed to those models that have been deemed unpopular. However, these high-quality models may still only be available in unusual colors or without upgraded features, so keep that in mind.

3. Bigger is better

Families who are searching for minivans, large sedans, or SUVs can find many discounted options at year-end clearance sales. Also, large pick-up trucks can often be found at closeout prices during these events, offering thousands of dollars in cash-back rebates. And it’s not just the size of your future vehicle that matters; when shopping end-of-the-year car sales, it’s also important to consider the size of the dealership. The larger the dealership, the larger the inventory will be. A larger inventory offers more of a selection to consumers, and it also places more pressure on the sales staff to clear the showroom floor.

4. Choose discounted financing over cash-back rebates

Before visiting a dealership, consumers should consult their banks or loan providers to establish a budget. Discounted financing options with low interest rates and reasonable payment plans generally offer consumers greater discounts than cash-back rebates. These rebates, however, may be necessary to pad the down payment and to otherwise qualify some shoppers for a loan. While discussing payment options, consumers will do well to focus on the final pay-off amount. Many dealerships will encourage consumers to stretch out their payment periods to afford more expensive vehicles, b consumers should be wary of extending payment periods, as this costs more in the long run.

5. Haggle and keep a close eye on the invoice

Hard-nosed hagglers will still walk away from the dealership with the best deals. Remember, it never hurts to ask for more. After all, dealerships will certainly try to stick you with more than you’re willing to pay. Keep a close eye on your invoice to identify any unnecessary extras, such as rust-proofing, fabric protection, or paint sealant. These little fees can certainly add up, and though they won’t cost you thousands, a few hundred dollars saved is well worth the extra attention.

The post 5 Tips to Get the Most for your Dollar at a Year-End Car Sale appeared first on CarInsuranceQuotes.net.

trade van insurance limited company van insurance van insurance no deposit 7 day van insurance quinn van insurance

Money market account and rates in Florence, Alabama

The average national money market account yield is at 0.12 percent in our latest rates survey. It’s been there for quite a while. And with the Fed keeping a hold on rates until at least late 2014, chances are it won’t be moving up anytime soon. But there are still some higher rates out there.

Related content.. Similar articles.. Read more.. Related posts.. Similar posts..

Similar posts.. More sites on related content.. Click here for more.. How to get cheap van insurance quotes Read more here..

budget van insurance van insurance uk temporary van insurance e van insurance van insurance quotes

Worker badly hurt in pipe accident

A worker suffered serious injuries after being struck by a pipe and falling from a stepladder, a court has heard.

van insurance short term chip van insurance one month van insurance cheap short term van insurance e van insurance telephone number

Tuesday 16 September 2014

Elisha Helped Me Through a Hard Time

I would like to send my sincerest appreciation to your employee Elisha. During this hard time with the passing of my mother, I found myself overwhelmed with financial issues. Elisha assisted me in obtaining a new policy and I have never been so relieved to hear how easy this was going to be at this difficult time in my life.

I cannot express how helpful , cordial, and sympathetic she was, not to mention professional! Please accept my gratitude for a positive and pleasant experience with your agent Elisha Davis.

Thank you,
Lauren in Clovis, CA

Similar posts.. More sites on related content.. Click here for more.. How to get cheap van insurance quotes Read more here..

bedford van insurance compare van insurance prices cheap courier van insurance van insurance groups list white van insurance

Mortgage rates in New York, New York

See this week's average rates for the 30-year fixed-rate mortgage, 15-year fixed-rate mortgage, 5/1 ARM and 30-year jumbo mortgage in New York metro.

discount van insurance no deposit van insurance van insurance group cheap private van insurance cheap van insurance quote

Over-55s to fuel spending boom on kitchens and cars from pension reforms

Leading actuary predicts that £5 billion will be removed from pension pots when the rules change in April

short term van insurance van insurance quotes camper van insurance courier van insurance

Monday 15 September 2014

Does employer match count toward 401(k) limit?

There's a limit on your 401(k) contributions, but your employer's don't count toward that limit.

Read more here.. Where to get cheap quotes Check out more... When to obtain new quotes Click here now..

Why you need new quotes Read on to find out more.. Related content.. Similar articles.. Read more..

yes van insurance van insurance prices dial direct van insurance business van insurance any driver weekly van insurance

Do You Want To Pay Cheaper Premium On Your Van Insurance Policy?

Investing in vans or similar vehicles has resulted in many businesses doubling or even tripling their profits because of the role these vehicles play. A current and valid insurance policy is a must have for all vehicles including vans irrespective of their shape, sizes and purpose of use.

Getting the right insurance coverage for a van can become extremely expensive for businesses, especially those requiring fleet insurance for their numerous vans. Finding an inexpensive van insurance premium can most times become a daunting task if you do not know how and where to find it- below are great tips you can adopt when searching for low- cost van insurance premium for your business.

Irrespective of your situation, searching for a new van insurance policy for your new van or perhaps, wanting to renew your existing policy, doing a little research can save you time and money on the long run. In this day and age, the way we search for information has been greatly influenced by the advent of the internet, and so provide the best place to begin your search for the least expensive van insurance quotes.

The Internet is a Good Starting Point For Your Van Insurance Research

Going through scores of different van insurance quotes manually is the perfect way to waste your time and money. Over the last decade comparison websites have sprung up to help you compare insurance quotes fast and saving you money on your premiums, use them!. All you need to do: fill out a simple form with your correct details on the comparison website then get lots of quotes from different insurers within seconds.

Although not all offer that;s guaranteed to meet your particular budget expectation, you will discover that some insurers are in a much better position to offer your desired level of cover at an incredibly reduced premium. After picking your ideal quote, it pays to always consult the insurer to confirm a detail or two about your chosen policy before committing to the insurance quote on offer.

While the internet is an ideal starting point for uncovering that elusive low cost van insurance premium, you also need to be prepared to contact your insurer to see what deal is available. It’s an ideal opportunity for you to determine what is contained within the policy you’re buying and what is not in it. Upon providing your new or amended details to the insurer after the initial quote, they may now use the new information to revise their previous quote which could even become cheaper still.- http://www.cheapestvaninsurance.org/

Call Up Your New Insurers To Discuss The Policy

Insurance for van is a little more of a specialist type of cover than car or even home insurance. Unfortunately, not all insurers can provide cover, in particular competitive premiums. Many a times, we avoid trying newer things instead, we stick with what we’ve been accustomed to, like getting quotes from the same insurer we’ve been with for ages . However, if you’re serious about reducing your premium you must to go the extra mile.

No matter how contented you may be with your current premium or insurer, it still pays to shop around to get even better bargain. Irrespective of the manner you search for a cheaper deal, using van insurance comparison sites or approaching individual insurers directly or through their websites, discovering discount quotes can be pretty straight forward.

If you are able to source a cheaper quote you can use that information to approach your current insurers (or indeed any others that you’re interested in) and discuss their competitor’s sites. These insurers are under no pressure to change their quotation, some might not even consider changing it, it simply establishes a medium of at least communication with the added chance of reducing your premium even further without amending your policy.

Confirming Your Policy

At this critical stage before your policy acceptance, you will be in a better position to figure out what’s best to retain or discard with your policy in order to keep your premium at a low. Typically, insurers would like to cross sell you on other insurance packages like legal expenses cover, personal injury cover, European cover and lots more. But, there isn’t any point buying any of these package when you really do not need them.

A policy thoroughly examined to strip of any unwanted extras and left with only the primary cover and protection needed. Don’t go increasing your level of excess by an insane amount, just make sure you aren’t paying for unwanted add- on. Getting rid of all the unwanted optional extras from your policy will help you save loads.

The bottom line though is when it comes to reducing van insurance premium you’ll need to be prepared to do some work. Whether that’s researching alternative providers online or phoning your current insurer to see if they can remove any unnecessary baggage, there are plenty of options to help you get the right result.

http://www.cheapestvaninsurance.org/one-day-van-insurance.html

http://www.cheapestvaninsurance.org/pay-as-you-go-van-insurance-monthly-van-insurance-1-month-van-insurance.html

http://www.cheapestvaninsurance.org/short-term-van-insurance.html

van insurance comparison site cheap van insurance van insurance quote commercial van insurance compare van insurance

Judge rules BP ‘grossly negligent’

Court ruling could cost BP $18 billion more in fines for the 2010 Deepwater Horizon Gulf oil spill.

Read on to find out more.. Related content.. Similar articles.. Read more.. Related posts..

Sunday 14 September 2014

Things To Be Wary Off When Searching For The Perfect Van Insurance Bargains

Ordering van insurance ought to be a uncomplicated adventure. You see the right (Read more ...)

Similar articles.. Read more.. Related posts.. Similar posts.. More sites on related content..

AA’s fight for fair fuel prices backed by government

The government has stepped up to help the AA’s campaign for fail fuel prices by calling on fuel providers to give customers access to daily fuel values- therefore ensuring that blanket prices are marketed across the entire country. The AA hopes that implementing this will ensure that the whole country benefits from lower fuel prices.

It seems that oil price hikes are quickly mirrored at the pumps, but any drop in price takes a long time to filter down to us as consumers- let’s hope this changes following these reforms, as the government has promised to take further action against fuel retailers if new regulations are not adhered to.

cheap private van insurance cheap van insurance quote cheap temporary van insurance 1 month van insurance nfu van insurance

Autonet Insurance announces a new partnership with Auto Replace

Autonet Insurance, specialist provider of van insurance, has announced today that they are partnering with Auto Replace.

camper van insurance quotes vw van insurance short term van insurance uk private van insurance quotes multi van insurance

Saturday 13 September 2014

New saga variable rate savings account

• The NEW Saga Variable Rate Savings Account offers an interest rate of 1.50% gross/AER with interest paid annually*
• Available from 9th September 2014
• Monthly interest option also available paying 1.49% gross / 1.50% AER
• Limited issue Telephone Account
• Minimum balance of £1,000, up to £1m
• Withdrawals allowed
• 12-month fixed bonus of 1.00%
• The balance can drop below £1,000 but the daily rate will become 0.50%.

business van insurance any driver weekly van insurance van insurance any driver over 25 compare market van insurance young driver van insurance

Hot Car Deals – Mazda 2

Which? Car Deals: The Mazda 2 is a finely packaged, fun-to-drive supermini with a price tag almost as eye-catching as its well-proportioned bodywork.

Read more here.. Where to get cheap quotes Check out more… When to obtain new quotes Click here now..

Related content.. Similar articles.. Read more.. Related posts.. Similar posts..

Commercial van insurance comparison commercial van insurance quote commercial van insurance uk commercial van insurance quote uk van insurance comparison site

Tracker mortgages fall to five-year low

Banks have scrapped 152 tracker deals since April

private van insurance quotes multi van insurance van insurance cover commercial van insurance comparison short term van insurance cover

Friday 12 September 2014

ABB wins $800 mln order for Scottish subsea power link

ABB has won an $800 million order with Scottish Hydro Electric Transmission for a subsea power link in Scotland, scheduled to begin operating in 2018, the Swiss engineering group said. The company will ...

commercial van insurance compare van insurance van insurance comparison budget van insurance van insurance uk

Methods For Acquiring Cheap Van Insurance Quotes Online

There can be numerous types of van insurance packages to consider while amount c (Read more ...)

e van insurance van insurance quotes short term van insurance company van insurance business van insurance

The £48,940 cost of your holidays

Believe it or not, the average Brit takes 54 holidays during their lifetime and spends almost £50,000 in the process. Here's how you can cut costs.

As the age of austerity shows little sign of abating, many of us may be forced to sacrifice our annual two weeks in the sun to make ends meet.

Despite the current financial squeeze, however, research from Sunshine.co.uk has found that the typical person takes 54 holidays during their lifetime – costing a whopping £48,940.

Where exactly does this money go?

Flights and accommodation

When it comes to holidays, there’s no denying that flights and accommodation are among the biggest expenses. According to Sunshine.co.uk’s data, the average person spends £450 on flights and accommodation per holiday.

However, there are ways to cut back on your spending. For example, you could consider flying during the week, rather than on a Saturday or Sunday ­– the weekend is normally the most expensive time to travel.

You could also get a better deal if you fly at an unsociable time when fewer people are willing to travel – as long as you’re willing to get to the airport at three a.m that is.

You could potentially save hundreds of pounds on your hotel bill if you opt for a less popular holiday destination.

Spending money

During a typical holiday, the average Brit will fork out as much as £300 on spending money alone.

The trick is to ensure you don’t spend more than you had budgeted for. Putting all your spending on a prepaid card could help you stick within your spending limit.

With one of these products, you load a certain amount onto the card before leaving the UK, which could be useful for those who struggle with self discipline on vacation. If you do run low on cash, you can always top up the card.

Travel insurance

Buying travel insurance is a wise move before any trip and this type of cover could pay out if your luggage is lost or you need to stay in the hospital.

With the data revealing that the average person spends £16.30 on insurance per trip, many of us are already receiving a pretty competitive deal.

However, you could potentially find cheaper premiums by comparing a range of offers before buying your policy. Likewise, frequent travellers may also save by opting for annual multi-trip insurance, rather than paying for each trip separately.

What you might not have budgeted for…

Of course, the cost of your holiday isn’t confined to the obvious big-ticket items and holidaymakers would be wise to factor in other miscellaneous costs too.

According to the research, we each spend a massive £100 per holiday on clothes and accessories. Likewise, the cost of a transfer between the airport and the hotel is typically £20 per person.

Finally, one of the most hated holiday rip offs is still costing us money as Brits are paying £20 per person for airport parking. Although this might not sound too extortionate, it would total £80 for a family of four.

What else can you get for £48,940?

Now just imagine that you had never been on holiday in your life. How else could you have invested your cash? According to Sunshine.co.uk, this money could also get you:

A holiday home in Spain

A luxury all inclusive round the world cruise

A second hand helicopter

4,078 bottles of Nivea sun cream

A private island in South America

48,900 items from the pound shop (with change)

For more articles like this, check out Five of the craftiest holiday cons and Holiday rip-offs revealed.

**This material is for information purposes only and should not be considered financial advice. We strongly encourage our readers not to rely solely on this content, but to seek independent advice when making financial decisions.**

How to get cheap van insurance quotes Read more here.. Where to get cheap quotes Check out more... When to obtain new quotes

quinn van insurance multiple van insurance cheap van insurance for under 25 short time van insurance weekend van insurance

Thursday 11 September 2014

Ford minibus to support disabled Service skiers

For the fourth year running, Ford is supporting the Combined Services Disabled Ski Team (CSDST) by providing a new Transit minibus which will help them compete in international winter sports events.

The athletes of the CSDST are a part of the registered charity which provides ski-race coaching to serving members and veterans of the Armed Forces who have a permanent disability as a result of active service. Several of the members are double amputees, but with training and an abundance of personal determination, they compete year on year in international ski competitions. The team will use the nine-seat Transit Tourneo minibus to transport themselves and their equipment around the Alps; last year alone they covered almost 30,000 miles in their bus, winning gold and bronze medals in events along the way. They’re currently aiming to represent Great Britain in the 2014 Winter Paralympics in Sochi, Russia.

Ford of Britain production manager for Transit, David Petts, said;

‘Ford is very pleased to again assist the Combined Services Disabled Ski Team. The huge amount of effort from the team’s trainers and by team members themselves is a great inspiration.’

direct van insurance modified van insurance car van insurance monthly van insurance pay as you go van insurance

Study Shows Teens “Inherit” Poor Driving Habits From Parents

According to a new study from Liberty Mutual Insurance and Students Against Destructive Decisions (SADD), teens that engage in dangerous driving are not picking up poor habits on their own, but instead have observed their parents engage in them while riding as passengers. Out of more than 1,700 teens surveyed across the country, the vast majority pointed out a number of poor and dangerous driving habits exhibited by their parents.

The survey's results revealed that 91% of teens observed their parents talking on cell phones while driving, 88% observed their parents speeding, and 59% of parents were guilty of texting while driving. And beyond speeding and hot-topic driving hazards like cell phone use, almost half of the teens surveyed reported that they had witnessed their parents drive at least occasionally without a seatbelt. Even more disturbing was that 20% teens said they have observed their parents driving while under the influence of alcohol, while 7% have observed their parents drive under the influence of marijuana. The findings were disturbing, as teens practically mirrored their parents behavior in most categories.

Among the same 1,700 teens surveyed, 90% admitted to talking on their cell phones while driving, 94% admitted to speeding occasionally (while 47% said they speed often to very often), and nearly 80% admitted to sending text messages while driving. When it came to seatbelt use, 33% confessed that they have driven without a seatbelt. As far as driving under the influence, 15% of teens surveyed had driven under the influence of alcohol, while 16% had driven after using marijuana. For Liberty Mutual and SADD, the results provide a clear link between observed and self-reported driving behaviors.

Beyond a number of poor driving influences that teens admitted to witnessing from parents, 66% of teen drivers said that they are often instructed to "do as I say, not as I do" by their own parents when it comes to driving habits. According to Stephen Wallace, a senior advisor for policy research and education at SADD, this type of instruction from parents actually undermines the rules of the road they set for their teens. Wallace believes that the best instruction that a teen can receive when it comes to driving safely is for parents to set the example and become a good role model behind the wheel. Additionally, Wallace advises that parents should create an open dialogue about safe driving behavior with their teens, and also create and sing a parent/teen contract outlining in detail the types of positive driving habits both parties will adhere to when on the road.

Parent/teen contracts can be found on the Liberty Mutual website, or in most cases, on the website of your personal insurance provider.

The post Study Shows Teens “Inherit” Poor Driving Habits From Parents appeared first on CarInsuranceQuotes.net.

van insurance young drivers cheapest temporary van insurance van insurance short term chip van insurance one month van insurance